Wrong!
Being in control of your financial situations is more than just paying bills. Of course paying bills and paying them on time is important. But there is so much more you can do!
Do you know how much you spend on groceries every week? Yeah, you probably could give a ball park figure give or take a few dollars. How about on eating out? Probably not and I bet it is more than you think. What if you keep track of that expense and the grocery bill expense and see how you pay for food each month. You could probably do better and when I say do better I mean save some money.
Saving money is the best reason to have a budget, especially in these days and times. Saving money also equals making money. Part of any good budget is setting aside a certain amount of money each month for savings. But before you do anything you have to write a diary of all your expenses for at least a couple of months. This will give you a good indication of where the money goes. You might be surprised.
Part II will deal with how to decipher the numbers you have after that first few months.
